In the sclerotic phase, the layers of the endothelial wall undergo changes such as intimal thickening, medial hyperplasia, and hyaline degradation in the arteriolar worsening arteriolar narrowing, AV crossing changes, and silver and copper wiring. In the vasoconstrictive phase, due to the elevated luminal pressures, local autoregulatory mechanisms cause retinal arteriole narrowing and vasospasm to reduce flow. Hypertensive retinopathy goes through vasoconstrictive, sclerotic, and exudative phases based upon the extent of hypertension control. Furthermore, locus 12q24 was connected with hypertension and coronary heart disease. A 2010 population-based study indicated four novel loci (19q13, 6q24, 12q24, and 5q14) as significantly associated with retinal venular caliber. Some studies suggest a genetic influence on retinal vascular caliber. The major risk factor for malignant hypertension is the degree of blood pressure elevation over normal. The major risk for arteriosclerotic hypertensive retinopathy is the duration of elevated blood pressure. Risk factors for essential hypertension include high salt diet, obesity, tobacco use, alcohol, family history, stress, and ethnic background. In addition, genetic factors have been found to be associated with a higher risk of hypertensive retinopathy. Many young patients with secondary hypertension may actually present to an ophthalmologist with bilateral vision loss due to serous macular detachment, bilateral optic disc edema, and exudative retinal detachment. However, secondary hypertension can develop in the setting of pheochromocytoma, primary hyperaldosteronism, Cushing’s syndrome, renal parenchymal disease, renal vascular disease, coarctation of the aorta, obstructive sleep apnea, hyperparathyroidism, and hyperthyroidism. Essential hypertension is a polygenic disease with multiple modifiable environmental factors contributing to the disease. Primary hypertension is usually essential and not secondary to another disease process. The arteriosclerotic changes of hypertensive retinopathy are caused by chronically elevated blood pressure, defined as SBP greater than 140 mmHg and DBP greater than 90 mmHg. Men are more affected than women in age groups less than 45 years old and women are more affected in age groups greater than 65 years old. In addition, the incidence of blood pressure increases with age. Hypertensive retinopathy is more common in African Americans and Chinese descent. Hypertensive retinopathy ranges from 2-17% in non-diabetic patients but the prevalence varies by demographic groups. In the United States, 33% of adults have hypertension and only 52% have controlled blood pressures. The chronic effects of hypertension are caused by arteriosclerosis and predispose patients to visual loss from complications of vascular occlusions or macroaneurysms. The acute effects of systemic arterial hypertension are a result of vasospasm to autoregulate perfusion. Hypertensive retinopathy includes two disease processes. The American College of Cardiology/American Heart Association (ACC/AHA) suggested the following definitions for high blood pressure in 2017. The arteriosclerotic changes of hypertensive retinopathy are caused by chronically elevated blood pressure. This article focuses primarily upon hypertensive retinopathy, which is the most common ocular presentation. Moreover, hypertension can also cause occlusion of major retinal vessels such as the branch retinal artery, central retinal artery, branch retinal vein and central retinal vein. Specifically, hypertension may lead to multiple adverse effects to the eye that can inevitably cause cause retinopathy, optic neuropathy, and choroidopathy. Hypertension is a risk factor for systemic conditions that can lead to target-organ damage.
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Simply press Ctrl + G and go directly to the line in question. When a coworker yells across the room “Check line 732!” you don’t need to go on a scrolling marathon. Want to open a recent file? Pressing Ctrl + E will let you navigate the list of recent files and pick the one you wish to open in a tab. Now, you can also switch quickly and easily between open files in the same way with Ctrl + Tab. Simply press Ctrl + Shift + Backspace and you’ll be taken to the last edit location in the file.Įveryone knows how useful the Alt + Tab key combination is, especially when switching between, let’s say, Google (or your social media account) and the IDE. “Wait, so where was I typing last?” will never be a question you ask yourself when going back to work after lunch. Navigate to last edit location – Ctrl + Shift + Backspace Need the implementation section instead? Press Ctrl + Alt + B to jump to the method implementation.Ģ. When you need to find the declaration of a method, all you need to do is select the method and press Ctrl+B on your keyboard. Go to declaration / implementation – Ctrl + B / Ctrl + Alt + B It’s actually more effective than using a mouse and guess what? No leaning on the up and down keys is involved!ġ. One of the main challenges in “quitting the mouse” with Intellij IDEA is learning to navigate between files, tabs and sections of code using keyboard shortcuts. If you use a Mac or run Linux, you can easily “convert” the shortcuts using the official Intellij IDEA keymap sheet. Note that we used the default OS and Intellij keymap, and the key combinations assume a Windows OS. So which of the 100+ shortcuts should you memorize? We picked the top 21 in boosting productivity, and sorted them into categories according to use. That said, there’s really no reason for you to memorize the full Intellij IDEA default keymap sheet, though you might want to print the page applicable to your OS of choice and hang it somewhere you can easily see around your workstation. Now that you installed some plugins, you’re fully convinced of the value of memorizing and using keyboard shortcuts instead of clicking on menus, we have some great news! Intellij IDEA can do pretty much all you need it to without you even touching the computer mouse of trackpad to execute a command. Top 21 Productivity-Boosting Intellij IDEA Shortcuts In addition, it can cause fatigue and pain in the wrist and arm from the frequent switching between input devices. All those little seconds really do add up in damaging the overall efficiency of your work. For a developer to waste precious time moving their hand from the keyboard to the mouse and back is simply ineffective. The repayment calculator does not show all interest rates. For fixed rate interest only loans, the comparison rates are based on an initial interest only period equal in term to the fixed period. For interest only variable loans, the comparison rates are based on an initial 5 year interest only term. Different terms, fees or other loan amounts might result in a different comparison rate. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. The comparisons are indicative estimates for illustrative purposes only and are based on current interest rates (which may change).Ĭomparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly payments, including any applicable interest rate discounts. I just pulled the numbers in the cash flow budget off the top of my head and they don’t reflect any real-life information.Estimated repayments and repayment scenario comparisons are estimates only based on the loan amounts, loan types and loan terms selected. I’ve previously written a post on how to set a cash flow budget, but not specifically how to do it in excel, so if you would like me to write a tutorial on that, let me know. You will notice it’s incomplete but it gives us an idea of how this works. Banks often have their own confusing ways of calculating interest, so your results may differ from theirs.īelow is an example of a cash flow budget. How much interest do you save? How much time? What about if the interest rate is 7%? What is the repayment amount? Linking Our Repayment Report with our Budget to See How Various Scenarios affect Our Cash FlowĪll results are based on the assumption that the interest rate remains fixed throughout the entire loan term and that interest is calculated monthly and payments made monthly. Have a go changing the extra repayment amount to $120. Because everything is formulated, changing one variable will mean that the entire amortisation table will adjust automatically and the interest saved and loan period will also be adjusted automatically and that’s the exciting part about Excel! And once you have this spreadsheet set up, you can copy and paste it into multiple sheets and use it to calculate other loans like a car loan. That’s it! Now we can run some scenarios by changing the variables under the monthly repayment calculations such as the interest rate, the extra repayment amount or the principal amount. Click on the option use formula to determine which cells to format and enter the following formula: Select the entire table range from E3 to 元62, open up the conditional formatting dialogue from the Home ribbon and select New Rule. The conditional formatting will mean that any cell that has a 0 in it will be “hidden” and the hidden cells will change automatically if we change our extra repayment amount. Now we can leave our amortisation table as is and it is just fine, or we can use some conditional formatting to hide any 0 amounts and make it look pretty. Everything after that has been changed from negative numbers to zeros. Have a look towards the bottom of the spreadsheet and you will notice that with the extra repayment of $80 per month, we will have paid off our loan 30 months early (period 331). You will notice that for these two formulae, we have used the dollar signs for absolute references to lock in the numbers from our data table for when we fill down. So, if the balance at the beginning of the month is less than the monthly payment amount (B6) then make $0 extra repayment, otherwise, use the extra repayment amount as we set up in B11. Always check with a professional financial advisor before making financial decisions. You should double-check your results with your bank or professional financial advisor. It does not take into account bank fees.ĭisclaimer: This tutorial is for informational purposes only and does not constitute as professional advice. I’ll start with the same information from the PMT exercise, so if you haven’t done principal and interest calculations, do those first.Īll results are based on the assumption that the interest rate remains fixed throughout the entire loan term and that interest is calculated monthly and payments made monthly. Create Your Own Amortization Table in Excel Of course, making loan calculations can be done easily using free online loan calculators, but that’s not as fun as doing it yourself in Excel and this way you can link your information into your budget to run some dynamic financial scenarios. Photo by rawpixel on Unsplash.Ĭheck out the PMT tutorial before starting this one to create the initial data table. For example, one engine might offer easy access to the timing chain. Here, the make and model of the vehicle is extremely important. However, the cost of labor can be much more significant. You can get the parts for under $20 for most vehicles. In most cases, they’re metal chains, constructed similarly to a bicycle chain. Timing chains are normally relatively affordable. How Much Does Timing Chain Replacement Cost?* What happens if the timing chain breaks while driving?.Can you drive a car with a bad timing chain?.
Each standard graphic novel tends to collect between 6-8 issues of the series. Slightly complicating matters is the fact that DC has begun reprinting the series in other forms. Though as the Season 1 finale hints, the show may not necessarily be heading in the same direction where Lucifer is concerned. Should the Netflix series be renewed for Season 2, we assume this will be one of the main storylines it adapts. One of those, “A Midsummer Night’s Dream,” earned Neil Gaiman and Charles Vess a World Fantasy Award and is widely regarded as one of the best single issues of the series.įrom there, the overarching plot kicks back into gear in The Sandman Vol 4: Season of Mists, which deals heavily with the fallout of Dream and Lucifer’s standoff in the opening story arc. It features a number of standalone stories wherein Morpheus himself is only a supporting character. 3 isn’t a bad starting point for the series in general. But the two versions are ultimately similar enough that there’s no reason fans of the show couldn’t jump straight into The Sandman Vol. For example, Boyd Holbrook’s character The Corinthian has a slightly expanded role, and many characters from the wider DC Universe who cameo in the comic are absent from the show. There are a handful of changes sprinkled through the show. Season 1 of the show adapts the material seen in the first two graphic novels - Preludes & Nocturnes and The Doll's House. Netflix’s The Sandman isn’t quite a 1:1 adaptation of the comic ( as is the case with the Audible series), but does stick pretty close to the source material. If you don’t see a personalisation section, you can always message the seller with your request too.Which Comics Does the Netflix Series Adapt? Some sellers on Etsy also offer personalized, made-to-order items in case you’ve found something you love but want to make it even more uniquely yours. Not ready to check-out just yet? Simply ‘favourite’ your picks with the heart button to access easily at a later time! Shipping policies may vary, but some of our sellers may offer free shipping when you purchase from them. From the latest trends to all-time classics, you’ll find a number of choices when exploring the offering by our seller community. You can find more details in the description section on the right side of every listing page, including the delivery and return policies, to help you make an informed decision during your shopping experience. Use the filter to refine the search results as per your requirements and lock down on the item that fits the bill. There may be different types of sandman comics sold by sellers on Etsy, and you’ll be sure to find something that fits your needs and aesthetic perfectly. Our global marketplace is a vibrant community of real people, ranging from makers and independent designers to creative entrepreneurs, connecting over special goods so you can browse the latest sandman comics listings by Etsy sellers from, not just all corners of India, but also around the world. Looking to shop sandman comics? You’ve come to the right place! On Etsy, you can find a wide range of sandman comics online in India, from one-of-a-kind handcrafted options to vintage treasures ready to be loved again. The Celtic, Egyptian, Greek, and Norse pantheons are fantasy interpretations of historical religions from our world’s ancient times. Most clerics who choose this domain are evil NPCs, but if you want to worship a god of death, consult your Dungeon Master. As described in the Classes section, though, the Life domain is incredibly broad, and a cleric of any non-evil deity can choose it.Ī number of other deities, mostly evil ones, suggest the Death domain, which is detailed in the Dungeon Master’s Guide. Many deities in this section suggest the Life domain, particularly if they are closely associated with healing, protection, childbirth, nurturing, or fertility. Upright coin with Waukeen’s profile facing left Three lightning bolts radiating from a central point Point-down triangle containing a swirl of mistĬircle of seven stars, or nine stars encircling a flowing red mist, or a single starĬrystal ball containing many kinds of eyes Upright skeletal arm holding balanced scales White jawless skull on black or purple sunburst Sheaf of grain or a blooming rose over grain Skull surrounded by a ring of blood droplets Upright black right hand, thumb and fingers together Left hand pointing upward, outlined in fire Individual clans and kingdoms of dwarves might revere some, all, or none of these deities, and some have other gods unknown (or known by other names) to outsiders. Besides Moradin, for example, the dwarf gods include Moradin’s wife, Berronar Truesilver, and a number of other gods thought to be their children and grandchildren: Abbathor, Clangeddin Silverbeard, Dugmaren Brightmantle, Dumathoin, Gorm Gulthyn, Haela Brightaxe, Marthammor Duin, Sharindlar, Thard Harr, and Vergadain. Nonhuman races often have whole pantheons of their own. The nonhuman races of the Forgotten Realms and Greyhawk share these deities. Nonhuman DeitiesĬertain gods closely associated with nonhuman races are revered on many different worlds, though not always in the same way. At least thirty deities are widely known across the Realms, and many more are worshiped locally, by individual tribes, small cults, or certain sects of larger religious temples. The Forgotten Realmsĭozens of deities are revered, worshiped, and feared throughout the world of the Forgotten Realms. This appendix deals with one pantheon, that of the Forgotten Realms. D&D PantheonsĮach world in the D&D multiverse has its own pantheons of deities. If you’re playing a cleric or a character with the Acolyte background, decide which god your deity serves or served, and consider the deity’s suggested domains when selecting your character’s domain. Or just make a mental note of the gods who are revered in your DM’s campaign so you can invoke their names when appropriate. Or you can pick a few that your character prays to most often. From among the gods available, you can choose a single deity for your character to serve, worship, or pay lip service to. Your DM determines which gods, if any, are worshiped in his or her campaign. And a few people dedicate themselves entirely to a single god, usually serving as a priest or champion of that god’s ideals. Many people have a favorite among the gods, one whose ideals and teachings they make their own. People in the Forgotten Realms, for example, might pray to Sune for luck in love, make an offering to Waukeen before heading to the market, and pray to appease Talos when a severe storm blows in-all in the same day. Many people in the worlds of D&D worship different gods at different times and circumstances. When gods walk the world, clerics channel divine power, evil cults perform dark sacrifices in subterranean lairs, and shining paladins stand like beacons against the darkness, it’s hard to be ambivalent about the deities and deny their existence. Religion is an important part of life in the worlds of the D&D multiverse. Monstrous Compendium Vol 3: Minecraft Creatures After initial admission to the HomeAdvisor network, businesses are re-screened biennially. Please be aware that the reporting in the NCD is particularly limited in the following states: AL, CO, DE, GA, ID, IL, KS, LA, ME, MA, MI, MS, MT, NE, NV, NH, NM, SD, UT, VA, VT, and WY. *The comprehensiveness of the NCD varies by state. Our background check does not exclude service professionals unless the crime at issue is a felony. Contracting without a license in the past seven years.Other felonies not listed above that occurred in the past seven years.Manslaughter/murder/homicide/vehicular homicide.Businesses will not be admitted to the network if their owners or principals have the following felonies in their available criminal records*: Our third-party vendor uses a national criminal database ("NCD") to screen service professionals. We use a third-party vendor to conduct a criminal records search in the state in which the business owner or principal works. As always, we recommend that you conduct your own research on the businesses you hire, including making inquiries directly with the businesses regarding their employee background check policies. Unfortunately, we cannot perform a background check on every employee of a business-the background checks are performed only on the owner or principal. The owner or principal of each business in HomeAdvisor's network (with the exception of Corporate Accounts) must pass a background check. While it’s an inexpensive, fierce and intimidating security deterrent, it isn’t attractive and will not add value to your home.Ĭriminal Background Check Who does HomeAdvisor background check? Barbed wire fencing isn’t common in residential settings.They are inexpensive, purely functional products suitable for DIY or professional installation. Wire fences are not made to enhance the aesthetics of your property, although some homeowners opt for black fencing to help boost aesthetics.It looks and feels like real wood and is an environmentally friendly choice, as it usually contains a high percentage of recycled materials. Composite fencing is an amalgamation of wood fibers, pulp or sawdust and ground plastic particles that are bonded and held together by an acrylic resin.Vinyl fencing made from PVC comes in a range of styles, including those that mimic real wood.Steel fencing is a strong, long-lasting fencing option that’s good for creating a secure barrier around your home.Although it has a similar appearance, it’s not as strong as wrought iron. Aluminum fencing is an attractive, more affordable alternative to wrought iron.For the higher-end options, which are often costly, homeowners often reduce costs per square foot by combining the metal with brick. You can choose from highly ornate and secure metalwork or simple but functional wire. Metal fences are generally stronger and more secure than other materials.However, they don’t provide any security or privacy. Post-and-rail fences are a solid choice for making a boundary over a large area, as material use is minimal. They’re good for demarcating a property boundary but don’t provide much security.
If you’re using an expediting company, that company will probably help you gather the documents you need. And yes, you’ll have to pay the $60 government expedite fee as well. Then, you’ll pay the government fees separately. When you place the order, you’ll pay the expediting company for handling your application for you. If you decide to use an expediting company, the first thing you’ll do is place an order. If there is a holdup at the passport office, the expediting company can inform you immediately so you can correct it. Using an expediter reduces the chance of mistakes that could delay your application. Then, they’ll ship your new passport back to you, usually overnight.Įven if you have 13 weeks before you leave, an expediting company might be a good idea. A registered passport expediting company will hand-carry your application documents to the Department of State, for processing in as little as 7 business days. If you’re in too much of a hurry to wait for the post office, but you can’t (or don’t want to) make it to a nearest regional passport agency, then consider using a passport expediting company. If you work during the day and can’t get time off, this may not be an option for you. Passport agencies tend to have limited operating hours and an appointment is often required. So, you may have to travel to get to the nearest one. What’s the catch? There are only 26 regional passport agencies serving the entire country. But if you need it sooner, they will try to accommodate you.Īt a regional passport agency, you’ll pay the same additional $60 expedite fee you’d pay if you were applying for passport expedited service at the post office. Passport agencies will generally get your passport to you within 8 business days. You are also eligible for an appointment if you’re leaving in the next month and need to get a visa before you travel. If you’re leaving in 8 days or less, you can make an appointment at one of the State Department’s regional passport agencies. For example, you might be able to apply at a local library or county clerk’s office. Pro Tip: Is your post office always busy and slow? Use this tool to look for other passport acceptance offices nearby. If there are any issues with your documents, your passport will be delayed. And if you want overnight delivery, you’ll pay an additional shipping fee.Įxpediting at the post office can take up to 9 weeks and is not guaranteed. You’ll pay a $60 expediting fee along with your regular application fees. You can request expedited service at the post office (or another passport acceptance office). Expedited Passport Service at the Post Office If you want to get your passport in time, it’s important to choose the right expediting method from the list below. If you’re planning to leave the country sooner than later, you’ll likely need some type of expedited passport service. Step 1: Decide How Quickly You Need Your Passport Standard passport service through the post office currently averages up to 13 weeks, but don’t panic! We’re going to walk you through how to get an expedited passport, step-by-step. Whatever the scenario, you need a passport, and you need it ASAP. You never thought it could happen to you: you have the chance to go on the trip of a lifetime – but it’s a last-minute opportunity and you don’t have a passport! Or maybe you do have a passport, but you’ve just realized it’s expired and your plane leaves in days. A larger amount of storage space than any other cloud provider.The combination of powerful cloud storage features and great customer service has made a powerhouse of a cloud storage platform that’s great for both business and personal use. has been around for a few years now, and it’s proved to be one of the fastest and most secure places you can store data online. Providerįrom $3.99 per month ($175 for lifetime plan)įrom $4.99 per month ($99 for lifetime plan)Īt the end of this list, I have included two of the worst cloud storage providers in 2023 that I strongly recommend you don’t ever use. Here are the top 11 best free and paid cloud storage alternatives to Google Drive. Google Drive’s cloud storage is excellent and free, but there are alternatives that are much better in terms of privacy and security ⇣. What’s the Best Google Drive Alternative in 2023? (with Better Privacy & Security) SSL/TLS creates a secure tunnel protected by 128-bit or higher Advanced Encryption Standard (AES) encryption. Dropbox uses SSL/TLS to protect data in transit. Best free alternative to Google Drive: Dropbox ⇣ comes with 2GB of storage and is always free. pCloud’s Crypto provides client-side encryption, which encrypts your files on any device and makes them invisible to others. The runner-up is pCloud thanks to its cheap price and the one-time cost for a lifetime cloud storage subscription. Sync’s end-to-end encrypted storage platform and apps ensure that only you can access your data in the cloud. is my favorite cloud storage provider because it’s affordable, easy to use, and comes with excellent security and features. It has taken over as the main method of data storage: forget about rooms filled with filing cabinets just sitting there taking up space and requiring time and manpower to sift through all the documents. Cloud storage has changed the way in which the world captures data. |
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